Property Owners Insurance
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INTRODUCTION
What is Property Owners Insurance?
Property Owners Insurance is designed for people and organisations that own residential or mixed-use properties which are rented out, managed, or held as investments.
Unlike standard home insurance, this type of policy is built to address the additional responsibilities and risks associated with owning investment properties, apartment buildings, and multi-occupancy developments.
Depending on your needs, cover can include protection for the building itself, legal liabilities, rental income, and a range of unforeseen events that could affect your property.
COVERAGE
Who Can Benefit from Property Owners Insurance?
Who Needs This
What's Included with Property Owners Insurance?
Buildings Insurance
- Roofs, walls, and foundations
- Communal entrances and hallways
- Shared facilities
- Permanent fixtures and fittings
- External structures and outbuildings
Property Owners' Liability Cover
Owning a property carries legal responsibilities. Property Owners’ Liability Insurance helps protect you if someone is injured or their property is damaged due to your premises, and they make a claim against you.
This may include incidents involving:
Loss of Rent Cover
If your property cannot be occupied after an insured event such as a fire, flood, or severe storm, Loss of Rent cover can help replace the rental income you may lose during repairs.
For landlords and owners of residential blocks, this financial protection can help reduce the impact of unexpected interruptions.
Properties We Can Help Insure
Our specialist Property Owners Insurance solutions are suitable for a wide variety of residential properties, including:
Why Specialist Property Owners Insurance is Important
Managing investment property comes with responsibilities that extend well beyond standard home ownership.
Property owners often face risks relating to:
- Multiple residents
- Shared and communal areas
- Rental income
- Ongoing maintenance
- Legal responsibilities
HOW WE ARE DIFFERENT
Why Choose Compare Property Insurance?
At Compare Property Insurance, we specialise exclusively in insurance for residential property owners and management organisations across the UK.
Frequently Asked Questions
Yes. Property Owners Insurance is designed specifically for investment and managed properties, providing protection that standard home insurance may not offer.
In most cases, yes. Residential blocks have additional risks that require insurance specifically designed for multi-occupancy buildings.
Many policies can include Loss of Rent cover where rental income is affected by an insured event, subject to policy terms.
Yes. Portfolio policies are often available for landlords and investors who own several properties.
Get Your Free Property Owners Insurance Quote
Protect your property with specialist insurance designed for landlords, freeholders, property investors, and residential management companies.
Speak to our experienced team today and compare tailored quotes from leading UK insurers.